THE LAB · EXPERIMENT 02

FinSplit

The awkward maths of shared bills, settled in one tap.

FinSplit concept visual
The idea

Splitting expenses is a social problem dressed as a maths problem.

FinSplit asks what a UPI-first settler feels like when it removes the friction entirely: groups, running balances, and instant payouts with exportable summaries, wrapped in a calm, trustworthy interface that does the arithmetic so no one has to.

Fintech UXProduct thinkingInterface systems
in production
FinSplit: The settlement
The settlement
in production
FinSplit: The split, visualized
The split, visualized
in production
FinSplit: The ledger
The ledger
in production
FinSplit: One tap to settle
One tap to settle
What it proved

A fintech concept where 'who owes who' resolves itself into one clean settlement.

Trust in money apps is built by removing decisions, not adding features.